A fair go at your own home

When you work hard and save, you should be able to buy your own home. We're making that possible for more Australians.

5% deposits

For so many people, the hardest part of buying a home is saving for a deposit.

That's why we've delivered 5% deposits for first home buyers in every city and region. Already, it's helped more than 240,000 Australians into their own place.

More homes for Australia

To make housing more affordable, we need to build more homes.

We're continuing Australia’s biggest ever housing build, 1.2 million homes across the country including 55,000 social and affordable homes through our Housing Australia Future Fund.

We're building 100,000 new homes just for first home buyers, so they don't lose out to property investors.

And we're setting up a new fund to build the infrastructure needed for more housing, like water, power and roads.

A fairer tax system

Auction after auction, young people are lining up and losing out to property investors with an unfair advantage.

We're changing property investor tax breaks to give first home buyers a fair go.

At the same time, we're making sure our tax system steers investment into building more homes.

That’s why investors will still be able to use negative gearing on newly built homes.

If you were already negatively gearing, you can keep doing it until your property becomes cash flow positive and you no longer need it.

Buying your first home has never been harder, but we’re throwing everything at making it easier.

A home of your own

A home of your own